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Our Approach to Your Mortgage


For a new or even second-time homebuyer, the mortgage process can seem daunting. It’s important to ask questions, but what if you don’t even know what to ask? As the saying goes, “you don’t know what you don’t know”. Questions like: Do I have to sell my current home before I buy my new home? How do I transfer equity if I buy first? What is a bridge loan? When should I make an offer? How does my credit score affect my monthly payment? Can anything be done to improve my score?

That’s where I can help you most. My team and I have years of experience helping first-time buyers and move-up sellers/buyers determine their best financing plan to meet their goals. We will help you get a plan in place even if it may be years before you’re ready to buy, give us a call. We can help you cultivate a credit profile that could pre-qualify you for a loan when you’re ready. A little strategizing before you borrow can save you thousands over the life of the loan, just for having a higher credit score. Call and find out how we can put you on a path to a better home loan at the most competitive rate.

Finding the right home loan at a competitive rate often requires strategic thinking and knowledge of each available program. Our Mortgage by Design program can give you education, clarity, and preparation so you will move into the market with confidence.

Our longstanding relationships with realtors, builders, and other professionals - we call them your wealth team - in the area of St. Louis Park Golden Valley, Edina, Minnetonka, Hopkins, Plymouth, Maple Grove, Wayzata, and Minneapolis (around the Lakes), means that you’ll get guidance on every major step throughout the borrowing process and on your road to financial independence.

Whether you’re looking for your first home loan, or you’re looking to move up, it’s never too early to get more education and clarity on your options. Please reach out to me, and let’s see what kind of mortgage strategy we can help you design.

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