Welcome to Path2Buy!

What is Path2Buy?

Four to five years ago, anybody who could buy - did.  Job security was not an issue. Even if you lost your job, you were pretty well certain you could sell your property quickly - usually at a profit.  Back then, the desire to own a home outweighed most financial concerns.

Today is a different story.  Home values have declined and the length of time it takes to sell a home is much longer.  However, homeownership is much more affordable now than 5 years ago.  With interest rates well below 5% and much lower home prices, why are people hesitant to buy? 

In a recent survey conducted by Trulia.com 27% of renters said they do not plan to ever buy a home.  Of the remaining 73%, two-thirds said they plan to buy, but not now.  So what's holding them back?

Here's what I've learned.  Research conducted by The Majestic Group found there are seven and one-half reasons causing people not to buy right now.  Job security is number one.   This is a valid concern.  Unlike 5 years ago, if you lose your job today and need to sell your home, you may very well have a problem. 

The other six reasons, in large part, are related to tougher lending guidelines, more conservative views toward credit and the abundance of misinformation being dispensed by so called media and internet "financial experts".

If you want to be a homeowner at some time in the future - whether in 5 months or 5 years - you owe it to your family to get the plan that will put you on the path to buy.  I can help you get clear on your current situation. I strongly recommend that we meet face to face to identify strengths and weaknesses, as well as any threats to your financial stability.  We won't rush it!  You will leave with a specific plan for your situation that gives you adequate time to save more, clean up credit issues or just reduce your monthly debt.  I firmly believe that no matter how low home prices or interest rates are, if you have issues causing you concern, you should not buy now. 

Whether it takes 5 weeks, 5 months or 5 years to be ready to safely buy, I have assembled a team of experts in credit, saving and debt control.  We have the tools and systems in place to assist with your plan.  And… we'll coach you through the process.  I believe you'll feel more confident knowing you're on a Path to Buy that will enhance your financial security and maximize your home ownership success. 

Call us at 952-224-1010 to schedule your Path2Buy consultation.